Know your credit. Protect your progress.
See what lenders see, catch errors and suspicious activity early, and give your ScoreMend advisor the current reports your plan is built on.
- Your credit reports and scores in one online dashboard
- Alerts when something changes on your credit
- Track your credit repair progress month to month
Then $24.97/month. Cancel anytime with the monitoring provider.
- Fast online signup
- Checking your own credit won't lower your score
- Works with every ScoreMend plan
You'll enroll on our monitoring partner's secure site.
Small changes on your report can cost you big.
See what lenders see
Walk into any application knowing exactly what's on your reports.
Catch errors early
Spot inaccurate balances, late payments, or accounts that aren't yours before they do damage.
Watch for fraud
New accounts or inquiries you don't recognize can be a sign of identity theft.
Track your progress
See your disputes and credit building show up as your plan moves forward.
Set up in three steps.
Enroll for $1
Use our secure link to create your monitoring account. Your first 7 days are $1.
Review your reports
Look over your reports and scores in your dashboard and note anything that looks wrong.
Tell your advisor
Let ScoreMend know you've enrolled so we can build your dispute plan from your current reports.
Credit monitoring FAQ
Will checking my credit hurt my score?
No. Using our monitoring system will not hurt your score. Checking your own credit is a soft inquiry, no matter how often you check.
Do I need monitoring to work with ScoreMend?
Your plan is built from your current credit reports, and monitoring is the easiest way to keep them up to date. If you already have a monitoring service, ask your advisor whether it will work.
Who provides the monitoring service?
Credit monitoring is provided by our partner, MyFreeScoreNow. You enroll, pay, and manage or cancel your membership directly with them.
How do I cancel?
You can cancel through the monitoring provider at any time. Cancel before your 7-day trial ends to avoid the monthly charge.
Can I get my credit reports for free?
You can get free reports from each bureau at AnnualCreditReport.com, but those reports can't be connected to our system. To work on your credit, we need your reports through our monitoring service. It integrates directly with our dispute system, so we can import your reports, track every change, and update your progress without extra paperwork. It's $1 for your first 7 days.